Bank of the West Profitability Analyst - Pricing(Savings and Operations) in San Ramon, California
Profitability Analyst - Pricing(Savings and Operations)
What sets Bank of the West apart from other banks is our team members-they embody the optimistic spirit of the West. There is a spirit here that drives us to do more. Our team of more than 10,000 employees is vital to the success of our Bank. They reflect our modern western values-straightforward, entrepreneurial and optimistic. We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking and respects diversity - an environment where team members are engaged, supportive of one another and enthusiastic about serving our customers. Bank of the West offers the stability of a company that has a 135 year history and is part of BNP Paribas, a European leader in global banking and financial services and one of the 6 strongest banks in the world. We offer opportunities across our diverse business lines - Retail Banking, Commercial Banking, and Wealth Management.
Lead and manage the savings exception rate process which includes tracking, processing, rate pointer management and quarterly review of accounts. Implement and validate all disclosures for Savings/CD products and pricing, and manage customer outreach / experience. Support deposit pricing governance routines and validate all product pricing changes to ensure accuracy.
Essential Job Functions
Assists manager in the development of business strategies, and directs execution against those strategies. Partners broadly across the organization - systems, finance, legal, compliance, training, marketing and all channels - to deliver against defined business objectives successfully.
Evaluates ideas for new products, investigates business segment opportunities and effect on market of present products; recommends exploitation of economically attractive opportunities. Makes strong and well-reasoned recommendations, and advances controversial or unpopular positions if they are in the best interests of the business.
Understands and represents the interests of the customer, translating customer needs into actionable business opportunities.
Evaluates current economic conditions and regulatory environment, and advises management of possible impact on entire product and service lines of the overall business segment.
Gathers market intelligence so that business segment opportunities may be capitalized on as they occur and the effects of competitive activity are minimized.
Assists the development and recommendations of pricing strategies that will result in meeting specific business segment and or product objectives.
Ensures all new and existing products and communication related to products are in compliance with bank policy and regulatory requirements.
End-to-end Pricing Governance meeting and process ownership
Lead and manage the exception rate process which includes tracking, processing, rate pointer management and quarterly review of accounts
Implement and validate all disclosures for Savings/CD products and pricing, and manage customer outreach / experience
Controls, governance, and audit support
Performs other duties as assigned or requested.
Required Education or Equivalent Experience
- Bachelor's Degree
- 3-5 years of applicable experience
Analytical and research
Bank product and service knowledge preferred
Excel, PowerPoint and Word
Finance experience preferred
Use personal computer
Ability to handle multiple tasks and projects
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Job: Accounting Finance
Location: United States-California-San Ramon
Other Locations: United States-California-San Francisco, United States-Arizona-Tempe
Requisition ID: 040869