Bank of the West Commercial Financial Analyst in Omaha, Nebraska
Commercial Financial Analyst
At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
Job Description Summary
Responsibilities include analysis on performance of borrowers and/or a segmentation of borrowers, developing and implementing tracking systems and reports regarding current and upcoming maturities, covenant compliance, delinquencies, etc. May develop and prepare analytical reports for projects, and provide input for development and execution of business initiatives. Assists partners and management by providing all support as requested in order to advance achievement of Department and Division goals.
Essential Job Functions
Obtain, spread, and analyze financial information on corporate and individual borrowers to determine trends and make recommendations to Portfolio Officers and/or management regarding performance and actions to be taken .
Responsible for maintaining and distributing the tracking reports which assist Management in properly monitoring the portfolio. These reports would include the following: maturity, delinquency, payments, projected principal run-off, and convenant compliance requirements.
Responsible for the maintenance and accuracy of the covenant tracking report. May include reviewing existing documents on each loan to insure that ongoing covenant requirements are properly included in a tracking report
Researches receipt and application of loan payments as necessary; interacts with Bank branches and departments in receipt of the unit's payments. Obtains information from Bank’s systems of record (AFS, Infolease, etc) as necessary to provide support and correct/clarify informaiton.
Produces and manages periodic and special department-wide reports as requested, ensuring that all reports are accurate and timely.
Assists with obtaining data for analysis and testing required for purposes such as model bulding, activity monitoring, borrower information, compliance, and/or regulatory reporting.
Orders bureau reports such as D&B and individual credit reports of clients and guarantors.
May schedule and coordinate meetings and facilities, including travel and lodging arrangements, prepare expense reports, order supplies, and other functions in support of Portfolio Officers.
Other Job Duties
Participates, as directed, in internal and external loan reviews and exams.
Collaborates well with team members and key constituents.
Undertakes training and education as appropriate to maintain or improve professional skills.
Maintains a working knowledge of the bank's lending policies, procedures, and philosophies toward various types of commercial/business loans; understands and promotes bank philosophies, personnel, products, service programs to staff and public.
Performs other duties as assigned.
Requires advanced knowledge of job area typically obtained through advanced education combined with experience.
May have practical knowledge of project management.
Requires 5 years minimum prior relevant experience.
- Associate's Degree Accounting, Finance or Economics
- Experience in the internal processes of the Bank Proficient in the following software applications: MS Word, Excel, Outlook, Siebel Financial statement input and analysis training and experience.
Supports CBG business development, notably by participating in business development initiatives (risk assessment, prospect screening and operational setup)
Responsible for ongoing risk management of all CBG portfolios, including portfolio reporting, and internal control on portoflio maintenance preparing the reports which assist Management in properly monitoring the portfolio. These reports would include the following:, delinquency, payments, and covenant compliance requirements.
Obtains data and performs analysis and testing required for purposes such as model building, activity monitoring, borrower information, compliance, and/or regulatory reporting.
Maintains a working knowledge of the bank's lending policies, procedures, and philosophies toward various types of commercial/business loans. Participates and contributes to revisions of the lending policies.
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Job: Risk Management
Location: United States-Nebraska-Omaha
Other Locations: United States-California-Newport Beach, United States-California-Sacramento
Requisition ID: 055513